Equipment & Property Coverage for the Plant That Builds Your Trusses
Your gantry saws, hydraulic presses, roller tables, kilns and the building itself are the heart of your operation. When a press fails or a fire hits the yard, equipment breakdown and commercial property get you back to production — fast.
A truss plant runs on expensive, specialized, hard-to-replace equipment. Automated saw lines can cost six figures; a hydraulic truss press with its controls and platens is the single most important machine on your floor; kilns, air compressors, gantry cranes and electrical panels keep the whole line moving. If any of it fails suddenly — or a fire tears through a lumber yard and the building — the cost isn't just the repair. It's the trusses you can't ship while the line is down.
We build two layers of coverage that work together: commercial property for the building, lumber and finished inventory; and equipment breakdown (the modern version of boiler and machinery) for the sudden mechanical and electrical failure of your production equipment.
Critically, we structure business income and extra expense so that a press failure doesn't just get repaired — it gets your revenue protected while you're getting back to full production.
What it covers
Building and structures
Your plant building, attached offices, kilns and yard structures against fire, wind, hail and the other covered causes of loss.
Lumber inventory and finished trusses
Your dimensional lumber, plates, and the finished trusses sitting in the yard ready to ship — often your largest concentration of value on site.
Equipment breakdown for presses and saws
Sudden mechanical or electrical failure of your hydraulic press, gantry saws, roller conveyors, compressors and motors — including the cost of parts, labor and expedited repair.
Electrical and control panel damage
Short circuits and electrical arcing that fry the controls running your automated line — a frequent and expensive failure mode that standard property excludes.
Business income and extra expense
When a breakdown stops your line, this replaces the income you lose and pays the extra cost to get back up fast — renting equipment, expediting parts, or running overtime.
Built for operations like yours
This coverage is structured for the plants that design, fabricate and ship engineered wood components — and it's placed by an agency that knows the floor.
- Plants with automated saw lines and hydraulic presses
- Operations with kilns, compressors or gantry cranes
- Manufacturers carrying large lumber and finished-goods inventory
- Any plant where downtime equals lost revenue
Why place it with CCA?
Equipment breakdown built in, not assumed
We don't rely on a vague property extension. We write real equipment-breakdown coverage for the specific machines that run your line.
We know what the equipment costs
Coming from the trades, we understand the value and lead time of a press or a gantry saw — so your limits are set to what it actually takes to replace them, not a guess.
Business income that protects production
We model your downtime exposure realistically so a breakdown doesn't quietly turn into months of unrecovered lost income.
Equipment & Property — your questions
Usually not. Standard commercial property excludes sudden mechanical and electrical breakdown — that's exactly what equipment breakdown (boiler and machinery) coverage is for. Without it, a fried control panel or a cracked press cylinder can come straight out of your pocket.
Ready to structure this coverage?
Get a equipment & property quote in about 15 minutes — no obligation.
Insure the whole plant, not just one line.
Bundle this with the rest of your program — product liability, workers' comp, equipment and auto — structured around how you actually run.
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