Builders Risk & Installation Coverage for Trusses in the Field
There's a gap between the moment a truss leaves your yard and the moment it becomes part of a finished structure. Builders risk and installation coverage close it — protecting your product in transit, staged on site, and during installation.
Most truss manufacturers don't realize they carry a window of uninsured exposure. A finished truss leaves your yard, rides on a truck, gets staged on a jobsite, and is lifted into place — and during all of that, it may be nobody's property under anybody's policy. If it's damaged in transit, knocked off a stack by wind, or dropped during the lift, who pays?
Builders risk and installation floater coverage are how you close that gap. They follow your trusses from the yard through installation, covering the product against physical loss while it's in that in-between state — before it's accepted as part of the structure and after it leaves your property coverage.
For plants that deliver and set their own trusses, this coverage is especially important: it protects the revenue tied up in the product all the way to installation.
What it covers
Trusses in transit
Coordinates with your motor truck cargo to cover finished trusses damaged on the way to the jobsite, without gaps between policies.
Product staged on the jobsite
Protects trusses sitting on a slab or stacked on a lot against theft, vandalism, fire, wind and weather before they're installed.
During installation
Covers the truss if it's damaged while being lifted, set, or braced — including a drop from the crane or damage during handling.
Transit and installation floater
A single coverage that follows the product across the whole journey, simpler than stitching together separate policies.
Named insured flexibility
Structured so the coverage responds to your interest in the product, and coordinates with the general contractor's builders risk where required.
Built for operations like yours
This coverage is structured for the plants that design, fabricate and ship engineered wood components — and it's placed by an agency that knows the floor.
- Plants that deliver and set their own trusses
- Manufacturers shipping to remote jobsites with long staging windows
- Operations wanting to protect product revenue end-to-end
- Truss companies asked by builders to show installation coverage
Why place it with CCA?
We map the gap, then close it
We walk through exactly when your product stops being 'yours' under your property and cargo coverage, and fill the exposure with the right installation and builders-risk structure.
Built for truss logistics
Your delivery-to-installation timeline is different from a contractor's. We structure coverage around how trusses actually move and get set.
Coordinates with builders and GCs
We'll issue the certificates and endorsement language a general contractor wants to see, so a coverage question never delays a delivery.
Builders Risk — your questions
Sometimes partially — but GC builders risk typically covers the project, and disputes over whose property a staged truss is can leave you uncovered. Your own installation coverage guarantees your interest is protected regardless of what the GC's policy says.
Ready to structure this coverage?
Get a builders risk quote in about 15 minutes — no obligation.
Insure the whole plant, not just one line.
Bundle this with the rest of your program — product liability, workers' comp, equipment and auto — structured around how you actually run.
Licensed in all 50 states · 2-hour claims response · 15-minute quote turnaround