Commercial Auto for Boom Trucks and Oversized Truss Loads
Hauling 60-foot trusses down the highway is one of the most exposed things your business does. We structure commercial auto and motor truck cargo for the real risk of moving oversized engineered components.
The trip from your yard to the jobsite is where a lot can go wrong. Your delivery trucks and boom trucks carry oversized, awkward loads — roof trusses that overhang, floor trusses stacked tall — on public roads, in traffic, often to remote residential builds. A load shift, a low wire, a turn taken too tight, or a following-distance collision can all become severe claims, and the cargo itself is expensive.
We build commercial auto coverage that matches how trusses actually move: primary auto liability for your trucks and drivers, physical damage for the rigs, and motor truck cargo for the trusses in transit. For boom trucks doing the lifting on site, we make sure the crane operation is properly addressed.
Because driving records and DOT compliance drive your cost, we also help you run a fleet program that keeps both clean.
What it covers
Commercial auto liability
Covers bodily injury and property damage your truck causes to others — essential when a loaded flatbed is involved in any incident.
Physical damage (collision & comprehensive)
Pays to repair or replace your tractor, flatbed or boom truck after a crash, theft, fire, or weather event.
Motor truck cargo
Covers the finished trusses you're hauling if they're damaged or destroyed in transit — the load is often worth more than the truck.
Oversized and overhang loads
Coverage structured for the permits, flags, and escort reality of hauling long trusses that extend beyond the trailer.
Boom truck and loading operations
Addresses the crane/lifting exposure when your boom truck sets trusses on site, which standard auto can miss.
Built for operations like yours
This coverage is structured for the plants that design, fabricate and ship engineered wood components — and it's placed by an agency that knows the floor.
- Plants that deliver their own trusses
- Operations running boom trucks for on-site setting
- Fleet owners hauling oversized engineered-wood loads
- Companies wanting to control auto premium through DOT compliance
Why place it with CCA?
Coverage that fits oversized reality
We write cargo and auto for loads that overhang and boom trucks that lift — not a generic 'business use' auto policy that quietly excludes both.
DOT and fleet compliance help
Driver qualification files, hours-of-service and maintenance records drive both safety and premium. We point you at the practices that keep your costs down.
Driver-record advocacy
We shop carriers based on your real MVRs and CSA scores instead of letting one blemish price you out of the market.
Commercial Auto — your questions
Yes. Your auto liability covers damage your truck does to others, and physical damage covers the truck — but the trusses on the trailer are cargo. Without motor truck cargo coverage, a load destroyed in a wreck or a jackknife is your loss to eat.
Ready to structure this coverage?
Get a commercial auto quote in about 15 minutes — no obligation.
Insure the whole plant, not just one line.
Bundle this with the rest of your program — product liability, workers' comp, equipment and auto — structured around how you actually run.
Licensed in all 50 states · 2-hour claims response · 15-minute quote turnaround