Insurance built for the way you build trusses.
You run saw lines, presses and a yard — and you ship a structural product that carries real load. We structure coverage around all of it: product liability, workers’ comp, equipment breakdown, and the trucks that haul 60-foot trusses down the highway.
Six coverages every truss manufacturer needs
A standard contractor policy leaves your biggest exposures — the product you make and the equipment you run — under-covered or excluded. Here's the program we build instead.
A generalist insures a business. We insure a truss line.
Contractors Choice Agency was founded by a former contractor. We know what a gantry saw costs, why a connector plate matters, and the exact moment a floor truss leaves your yard and becomes someone else's problem.
Founder who came from the trade
Josh Cotner spent years on jobsites before becoming an insurance specialist. That inside credibility means fewer dumb questions and faster, more accurate quotes.
Product liability built for manufacturers
We structure real products-completed coverage for the structural components you ship — not a contractor GL endorsement that silently caps it.
Claims advocacy, not just a policy
When a truss fails on a jobsite, you want an advocate with counsel and an engineer on speed-dial — not a 1-800 number that puts you on hold.
From first call to bound coverage in days, not weeks
No 40-page applications. We translate how your plant actually runs into the right program — fast.
Share your operation
Tell us about your saw lines, presses, crew size, annual sales and the trusses you build (roof, floor, engineered). Five minutes, no obligation.
We build the program
We pair product liability, workers' comp, equipment and auto with the right carriers — rated for component manufacturers, not generic lumber.
Bind & file certificates
Get bound fast. We deliver certificates of insurance to your builders and general contractors, usually the same day you ask.
We stay on it
Claims advocacy, annual premium review, and certificates on demand — so a lost cert never costs you a delivery slot.
A truss you built can be named in a lawsuit years after it leaves your yard.
When a roof truss fails, everyone in the chain gets sued — the framer, the builder, and the plant that fabricated it. General liability for contractors routinely excludes or caps products-completed operations. We build true products liability into every truss-manufacturer program, so a jobsite failure doesn’t become a company-ending verdict.
- Defense costs inside the limit — or outside, your choice
- Coverage that follows the truss to the jobsite and for years after
- Named-insured protection for component-manufacturer operations
Years
Exposure window
A truss can be named in a claim long after installation.
100%
Of the chain
Manufacturer, framer and builder all get sued on a failure.
GL
Often excludes
Standard contractor GL caps products-completed work.
We
Build it in
Real products liability, structured from the start.
20+
Years insuring contractors & manufacturers
50
States licensed to write coverage
15 min
Quote turnaround, on average
2 hr
Claims response guarantee
Truss manufacturers who switched to a specialist
“Our old carrier treated us like a generic lumberyard. Contractors Choice actually understood our press line and our product liability exposure. Premiums came down and the coverage got better.”
Dale R.
Operations Manager
Roof truss plant, Southeast
“When a floor truss failed on a jobsite that wasn't even our fault, they had counsel and an engineer on it the same week. That's the difference between an agent and an advocate.”
Megan T.
Owner
Floor truss manufacturer, Midwest
“Certificates the same day, every time. My project managers stopped dreading the insurance calls. Worth every penny.”
Victor S.
Plant Manager
Component manufacturer, Texas
Truss manufacturer insurance, answered
Truss manufacturing combines heavy production equipment, employees running saws and presses, motor truck cargo for oversized loads, and — most importantly — product liability for a structural component that carries load in someone's building. A generic policy usually caps or excludes product liability and misclassifies your equipment. A specialized program is built around those exact exposures.
Get a quote built around your truss line.
Tell us about your operation. In about 15 minutes we'll structure a program that covers your presses, your people, and the product you send down the highway.
Licensed in all 50 states · 2-hour claims response · 15-minute quote turnaround